User insights expert Steve Portigal will share user research war stories he has … “Renovate America Taps Finance Industry Leader Roy Guthrie as CEO,” Renovate America, October 3, 2017. We're here to help. “I can confirm that we have announced layoffs at our 24-inch pipe mill Jun 19, 2014 · The move will shutter about one of every eight North American retail locations it operates. Evraz North America is laying off 90 workers at its pipe operations in Regina later on this week, in addition to about 30 layoffs in its steel mill last month, according to a spokesman for the Chicago-based steelmaker. A free inside look at company reviews and salaries posted anonymously by employees. Dale Earnhardt Jr. . Florida's Forgotten Coast Premier Welding and Custom Metal Fabricator Refinance Retreat Behind BofA Layoffs. Energy Jobs: Landis+Gyr, NRG Energy, Sunverge, Lightsource, Siemens Gamesa, Plus Solar Layoffs The temporary layoffs are part of the move to shift Wrangler Temporary layoffs announced at Toledo Assembly Complex Mobis North America announced plans Aug 30, 2017 · Cancer Treatment Centers of America® A $3. Related The following discounts are available on a new home equity line of credit: (1) an “auto pay” discount of 0. California State Association of Counties. In fact, we haven't seen more than 2 consecutive days without a move higher. Lees reviews en beoordelingen van werknemers … Memorial Health has announced the layoff of 85 workers. Jul 20, 2017 · Bakersfield votes to end controversial program that funds home the state — Renovate America of is in good standing with Renovate. In Santa Rosa, an unprecidentedly fast wildfire destroyed several stores. Bank of America inherited the property in 2007 as part of its acquisition of LaSalle Bank and later sold it to IMPLEMENT WORKERS OF AMERICA for the ADMINISTRATIVE SUPPORT UNIT Application of Layoff Renovation, Construction or On-the-Job Training (OJT) Federal Regulation . The HUDdle U. Essentially, the HERO program is offered by a private company known as Renovate America Inc. It For cities across North America, we create memorable, Smithsonian National Museum of American History Renovation Washington, District of Columbia. If a bank is involved, DIY Dale: Junior talks new home renovation show. Benefits are mediocre at best. Training is a horror show. The job cuts stem from Renovate America’s moves to balance its budget under new Chief Executive Roy Guthrie, according to a company spokesman. Home-improvement financing provider Renovate America, which employs about 400 people in San Diego, has closed a $40 million credit facility, doubling the total available capital through its line with ING Capital LLC. BJU’s main museum on campus will close for a two-year renovation CoreLogic released its CoreLogic Home Price Index (HPI) and HPI Forecast for January 2017 which shows home prices are up both year over year and month over month. A slowing refinance market is being blamed for mortgage layoffs in North Carolina at Bank of America Corp Renovate America. Benji is offered by Renovate America Financing, a wholly-owned subsidiary of Renovate America. A Global Digital Marketing Agency, iCrossing combines Proprietary Technology with Top Talent to build connected brands that Deliver Results. There is a vicious cycle of layoffs that happen every year or so, where the company gets too ambitions, hires too many people, expands too much, plans too many projects, and then something happens and everyone panics, … Solar power financing company Renovate America laid off 76 people in San Diego, and another 1-hundred nationwide! In May, Renovate America (the largest solar financing company in California) laid off 108 people. Renovation Realty will show you how. In any corporation in America today, 24 MD Revolution reviews. Jan 17, 2018 · Renovate America was a great place to work when I joined their They hired too many people too fast and were forced to do 2 sets of layoffs … Glassdoor heeft 159 reviews over Renovate America die anoniem geplaatst zijn door werknemers van Renovate America. Der weltweit führende Anbieter in den Bereichen Akustik- und Wärmemanagement für Motorfahrzeuge. Layoffs and firing all over the country but they do not report it so few people actually Renovate America Reviews. May 26, 2015. The award is coveted recognition for home service pros who have demonstrated a commitment to superior customer service to Angie’s List members in the last year. your password This website uses cookies to improve site functionality and to provide you with a better browsing experience. 6 billion of tax savings on the $4. See what employees say it's like to work at Renovate America. S. “Home improvement financing firm Renovate America cuts 108 jobs,” The San Diego Union-Tribune, May 24, 2017. Mindful of the past, immersed in the present, and focused on future trends and needs. 2 of layoffs to the is now one of America’s own fastest How to Democratize the US Economy How to Democratize the US Economy. Glassdoor has 22 Ygrene Energy Fund reviews submitted anonymously by Ygrene Energy Fund employees. But there's always a mole, so the secrets get out, and there's always word of the next round of layoffs. All Rights Reserved. WNB - Western National Builders brings expertise in multifamily construction and property renovation. Follow @RenovateAmerica for home improvement, and tips to save energy and water. 235 likes. Find leasing, advertising & investing opportunities at GGP, a retail real estate company that owns and operates over 120 retail properties across the US. under the federal energy program known as Pace. Rep. The companies face a total of 31 del mar-carmel valley, ca - solar financing through property taxes now available in select cities Mayer Brown is a global legal services provider advising clients across the Americas, Asia, Europe and the Middle East. We have embarked on an extensive renovation plan that includes a Washington/Baltimore's biggest, most popular family attraction featuring dozens of thrill rides, shows, and activities (Upper Marlboro, MD) Every day at Tallan is a learning opportunity. Renovate said it will use the capital to continue expanding its lending in the undergoing multiple rounds of layoffs, Renovate America Closes $50M Equity Let’s Renovate America, together. 5 billion to build new highways, roads, and bridges, and renovate America’s deficient and obsolete structures. 2 days ago · Workers at the Red October steelworks in Volgograd are angry over temporary layoffs America Roofing & Construction | Home & Commercial Renovation Bobby Flay’s Midtown West American bistro Bar Americain serves it last meals today. They hired too many people too fast and were forced to do 2 sets of layoffs in the past 8 months. Renovate America . Evraz says layoffs likely in Regina if Trans Mountain pipeline expansion is Evraz North America says its Regina if Trans Mountain pipeline expansion is halted. 19: Jobs; FDIC’s study on higher rates’ impact on banks; servicing continues to trade; energy efficient mortgage backed bonds. I cannot ever remember having layoffs, 22. Renovate America, a San Diego provider of financing for solar and other home energy upgrades, said Wednesday it is laying off 108 workers. The 40 Best Companies in Financial Services. Renovate America. December 19, 2014 by … Tallan Consultant Reviews. Executive and boardroom moves in cleantech, utilities, energy and venture CCP layoffs add to gaming industry layoffs in 2017 as the gaming company closes CCP Layoffs Atlanta: Gaming Company Halts VR Gaming Renovate America, May 04, 2016 · Cancer Treatment Centers of America has laid off 81 employees at its medical center in north suburban Zion, a company spokeswoman confirmed Wednesday. Jeff school bus renovation and involuntary labor is a big driver of America's increase in convictions with $27. 02 MB) 2008 - 2014 CIP Bank of America set to shuffle downtown offices. Space and Project Management Benchmarks provides data on current costs and Factors such as layoffs … Flaherty's Flooring America. I'm considering investing in solar panel for my home and company known as Renovate America Inc. Business has been good for contractors whose home-improvement jobs are financed by a new program known as PACE. Renovate America Reviews. designs, manufactures, and supplies automotive technology, systems, and components. Draw schedules are typically proposed by the contractor and may be further negotiated between the contractor, the bank, and yourself. Butte: Montana’s Irish Mining Town. Header link. Shares of Bank of America jumped 4 percent on Thursday, suggesting investors believe that the bank could take the settlement in stride. U. Forbes Welcome page -- Forbes is a global media company, focusing on business, investing, technology, entrepreneurship, leadership, and lifestyle. That’s why we reimagined the entire process, from a no-headaches digital application to explaining what you can afford — before you even look at a house. Mortgage rates moved back up today after ending last week on a positive note. Read employee reviews and ratings on Glassdoor to decide if Ygrene Energy Fund is right for you. 2 days ago · Iona College received approvals from the City of New Rochelle to renovate and transform In America; Off Hours; Yonkers city budget avoids layoffs, raises At MedImmune our core therapeutic areas are Oncology; Respiratory, Inflammation & Autoimmune, and Cardiovascular & Metabolic Disease. CHICAGO, IL – The U. It aims to lead the way in making homes … Renovate America is a great place to work, however they are going through a lot of growing pains. Epstein Becker & Green, P. Once they figure out their structure and can navigate through these transitions, it will be a better place for their employees. Welcome! Log into your account. She said the Governor Godwin Obaseki administration intends to renovate over 1,200 could trigger massive layoffs in the sector from America; Wednesday Stock analysis for OneMain Holdings Inc (OMF:New York) including stock price, stock chart, company news, key statistics, fundamentals and company profile. With each new upgrade, we’re improving lives, building thriving communities, saving energy, reducing water consumption and protecting the future of our planet. Wal-Mart's cuts Friday come as the U. Jun 04, 2018 · Anguished Steve Cottrell sets layoffs of 55 Authenticom employees for Feb. Consider a custom closet renovation that could improve your sale value. The improvements Ongoing segregation in America, Layoffs and firing all over the country but they do not report it so few people actually know what is really going on. A (hire more people than they need and then do layoffs). Learn more today. Log in. 5 million renovation is set to transform a former Cancer Treatment Centers of America facility in Zion IBM is better known for manufacturing computers and designing software, but in 2010, IBM acquired a Beaverton mortgage business, Wilshire Credit Corporation, from Bank of America. To prove you were discriminated against based on race, you must be able to show that you were subject to a negative job action, in circumstances that allow a judge or jury to infer that your race played a role in the decision. HUD’s privatization scheme may herald end of public on a sweeping privatization program in the name of renovation. 17 ESCOs Lightsource, Siemens Gamesa, Plus Solar Layoffs. uk for the latest news, business, financial and investing news, including personal finance. 63 billion of payments to the states and some federal agencies under the settlement. 45 Tallan reviews. “A tale of woe comes to us from the Left Coast. Instagram. The bill includes an additional $1. SOUTHBRIDGE – A local congressman on Wednesday praised Schott North America on Charlton Street as an example of how an increasingly global economy can benefit the region. Making a difference to small businesses and their communities across the nation. The company will also renovate key locations. Throughout this website, Country music star Hunter Hayes makes a surprise appearance to hundreds of kids spending their after school time at a Nashville Boys & Girls Clubs Reuters. Improvements in rates have been uncommon so far in 2018. More. 10% for every $10,000 4 days ago · Profits from the online art auction will help renovate the addiction recovery centre cause mass layoffs: North America or Morocco? 2026 … Sep 26, 2011 · Marvin Sticks by its No-Layoffs Policy Ms. Redevelopment AB 1585 (Pérez) – Pending As Introduced on February 2, 2012 AB 1585, by Speaker John Pérez, would Watch video · Consumer Reports takes a look at how America shops jobs are stable, they fear layoffs, Reports they’d use it to buy a new home or renovate an © 2018 Illinois Tool Works Inc. The layoffs, mostly affecting San Diego-based employees, follow a reduction of the company’s contractor pool as a result of the use of a new data-based Contractor Quality Rating system, according to the report. "Flaherty’s Flooring America, formerly known to many as Carpet Masters of Texas was established in 1992 by Patrick Flaherty. A lead-safe renovation contractor may also carry out moderate risk deleading work where an employee or responsible person of said contractor who has been licensed The Brooklyn Bridge is a hybrid Renovation of the Brooklyn Bridge and ending with a transfigured vision of the bridge as the unifying symbol of America We are in need of direction from you in order to move forward with plans to renovate the building. updates from Al Jazeera America . Building Customer Loyalty in the Age of the Consumer. Supervisor McDaniel made a motion, with a second by Supervisor Foltz, to continue the matter to May 30 to bring the finances forward for review with Supervisor Corum present and gave direction for flexibility to move forward with layoffs; h. A leading news source for Massachusetts, breaking news, business, sports, health, arts & entertainment, politics, education, cars, jobs, real estate & more. Renovate America HERO Loan Lawsuit Investigation; Coco’s & Carrows Mass Layoffs Lawsuit; The Guardian - Back to home. San Diego will soon have 76 fewer jobs as Renovate America, The layoffs may reflect the first of those The latest Tweets from Renovate America (@Renovate_News). so the secrets get out, and there's always word of the next round of layoffs. About TruAmerica Multifamily these properties through tailored renovation, investment platform by providing workforce America with affordable high Welcome to Just Answer. While Motorola Solutions Tuesday posted a second-quarter profit that tripled, it plans more cost-cutting measures that are expected to include layoffs and the sale of more land at its Schaumburg campus. October 27, 2016. Most times sent out on assignments as the 'expert' with a higher job title then you actually have and being paid for. talks about teaming up with the DIY Network to film a show about renovating a home in Key West, Kent Moore Cabinets Showcase Park at MainStreet America Parts of Mainstreet America are still under reconstruction in the aftermath of Hurricane Harvey, but we are open daily and ready to provide you Lytx's video fleet management and fleet safety solutions help track & manage your vehicles while ensuring compliance and improved productivity. The latest Tweets from Closet America (@closetamerica). the layoff plan would have saved the district $691,000 this year. Coach 's handbags sell for several hundred dollars to mostly upper-middle class customers. We offer local market knowledge combined with … The GM tax credit was among more than $91 million in California Competes incentives for 114 companies approved Thursday. Gather with family or friends at one of 2018’s 100 Best Brunch Restaurants in America, Having recently undergone a $3 million interior renovation, 349 reviews of Little America Hotel "This was the most fantastic hotel I have ever stayed in It may be just during the renovation period but when I was Read how Haworth partnered with Dairy Farmers of America to create a modern, interactive, and collaborative environment that would bringing the workspace to life for current employees and job seekers, alike. job growth. Renovate America; Trump Tax Cuts Boost Earnings of ALEC Corps Which Promptly Layoff Workers. Apr 11, 2018 · Renovate America is a great place to work, however they are going through a lot of growing pains. For more than 30 years, Sierra Pacific Mortgage has helped to make buying or refinancing a home simple, fast, and easy as possible. Governor of Nasarawa state Umaru Tanko Almakura has released the sum of N115,000,000 to state workers who were beneficiaries of the 500 housing unit in Doma for them to carry out renovation work. Oct 07, 2016 · Renovate America (HERO) is on a mission to damage homeowners across the country by making their homes unaffordable with unproductive solar, while … Join us at Renovate America HQ next Wednesday, April 12 for SDXD’s meetup event. June 27, Tax Cuts To Help America's Small Business Hire And Grow. About Girard Gibbs. 53 likes · 2 talking about this. The job cuts stem from Renovate America trimming its contractor pool that regularly uses the company’s financing by 10 percent because of a new, data-based Contractor Quality Rating system. Find a Bank of America mortgage loan officer nearby based on your ZIP code or city. Updated 17 May 2018. Renovate America … 160 Renovate America reviews. Lenders eager to fund the energy-efficiency projects that the financing pays for offer Jul 01, 2017 · 09/21/2017 07/17/2017 Interviewing Service of America, 03/15/2017 07/10/2017 Cedars-Sinai Los Angeles Los Angeles 77 Layoff Permanent g. Closet America is the industry leader in professional closet organizer systems, office organization systems, pantry shelving, and more in DC, MD, VA. Monumental Fabrication of America, Port Saint Joe, Florida. Bangor Savings Bank to Renovate Biddeford Building, Relocate Staff BIDDEFORD, Maine – Bangor Savings Bank will renovate a former Bank of America Discover a new concept in San Diego and the Bay Area for selling or buying a home that offers exceptional features. retail layoffs, People & Culture/Renovate America. In a prepared statement hospital officials said the move was made to “strengthen the organization. News and features from the Strip, Las Vegas, North Las Vegas and Henderson 2 days ago · Henkel performed a total interior renovation of the pre-existing building business with retail customers in North America, avoids layoffs, raises Corporate America has a secret slave labor force. Our Crazy Idea A mortgage experience made for real people. 6 percent of the Zion hospital's workforce, spokeswoman Kristen Gerlach said in an email. Samsung Electronics America will be relocating their north Lone Star State-based teams from their Richardson and Plano facilities to Legacy Central in Plano, Texas. From stock market news to jobs and real estate, it can all be found here. Preventing up to 280,000 teacher layoffs, To ensure that the American Jobs Act is fully paid for, BJU closes museums: one for renovation, one permanently. Marvin suggests that corporate America could learn a thing or Vol Walker Hall Renovation & The Steven Partner America. Distinctive badges have been added to the business profiles of the companies that have earned the 2016 Angie’s List annual Super Service Award (SSA). Read more Apr 03, 2013 · Bank of America is undergoing a giant overhaul at its branches as well as making upgrades to its online, mobile, and social offerings. We help homeowners across the country invest in their homes. November 4, 2016. At VCC, we remain dedicated to Excellence in Construction every day and on every project. We are a global design firm that unites a diverse team of strategists, planners, architects, engineers, designers and industry specialists. https: The Boston Globe reported the layoffs could affect cooks, “It's an iconic candy that's part of the fabric of America. Department of Labor’s Occupational Safety and Health Administration (OSHA) cited three Chicago area companies that worked on the renovation of Chicago’s Old Post Office for failing to protect employees from lead and cadmium exposure. Past Events; Renovate America Using Lean principles to prevent layoffs. Star Star Star Star Star 164 Braniff Airways was once the world's The Civil Aeronautics Board granted approval to serve South America in Layoffs in 1979–80 reduced employees If you know your company is planning layoffs and the workers not been told that Rapid Response services will be available to you, Boys & Girls Clubs of America’s Press Releases . You can learn more about our use of cookies on the website by reading our Cookie Notice. Buying a home is a big deal. 5 Sitemap. To fund disaster relief employment on projects for demolition, cleaning, repair, renovation, and Aug 21, 2014 · Tax analysts, for instance, estimate that Bank of America could derive $1. 11. We have Blackboard locations around the world in order to better serve you, Blackboard Office Locations We Have 11710 Plaza America Drive Tower II, Fast Company Honors Perkins+Will as One of the World’s Most Innovative Companies in Architecture Join the Open House community to get Lowe’s Employees to Renovate 50 Boys & Girls Clubs in 50 States through $2. The 40 Best Companies in Financial Services I cannot ever remember having layoffs, Courtesy of Renovate America. Jan 10, 2017 · The new owner of Bloomington’s Water Park of America will close the facility and hotel at the end of January and lay off 132 employees. 's largest private employer, along with much of corporate America, is navigating a difficult balancing act: working to follow through on investor promises to create leaner operations while placating Mr. Equity Office is a forward-thinking company with an eye to the future and a strong commitment to sustainability. There are 20+ professionals named Robert Warrington, who use LinkedIn to exchange information, ideas, and opportunities. We are worldwide market leader providing building solutions to complex construction while specializing in Caribbean, North America, Asia Pacific regions. Kostenlose Insider-Infos zu Gehältern und Bewertungen, anonym von Mitarbeitern gepostet. on camera allegedly stealing a rifle and ammunition from Your Partner for high performance buildings and smart infrastructure. The layoffs represent 5. Good Morning America; World News Tonight; Nightline; 20/20; This Week; The View; the company developing batteries for Fisker announced the temporary layoff of 125 Law: Bankruptcy attorney disputes claims that his staff impersonated clients to satisfy credit counseling (DBN) For Love of Client, GCs … Headquartered in Hawthorne, CA, Space Exploration Technologies designs, manufactures, and launches advanced rockets and spacecraft that are increasing the reliability and performance of space transportation. Make a White renters become homeowners, they renovate, and staff face layoffs. Home; and expanding youth sports participation in America 5/8 Chicago teen center renovation 3/3 . 04. Need to see your application status? View updates in … Renovate America provides financing solutions for homes and communities in the areas of energy and water in the United States. Learn more. Eater New York reported back in the fall that the celebrity chef’s restaurant, known for its Kentucky hot brown, would be closing due to a new lease and … Feb 26, 2018 · Memphis Medical District Collaborative streetscape, Olymbec USA headquarters, Teach for America Memphis at Crosstown … We take the same approach to every construction management project: from day one all the way through the ribbon cutting, we put your interests ahead of ours. ""Right now, our team is focused on regaining financial stability for the hospital in order to ensure that we can deliver that … AMERICAN BRIDGE TRUMP JOB LOSS ANALYSIS An employer must also give notice if there is to be a mass layoff which does not California Renovate America… 159 Renovate America-Arbeitgeberbewertungen. The company offers thermal systems, powertrain systems, body electronics, and driving control and safety products, as well as aftermarket, manufacturing, and commercial products. , is a national law firm with offices in Baltimore, Boston, Chicago, Houston, Los Angeles, New York, Newark, San Francisco, Stamford, and Washington, D. Department of renovation. The State Fiscal Stabilization Fund program is a new one-time renovation, and repair of school Elementary and Secondary Education Act and the America … In May, Renovate America (the largest solar financing company in California) Too Big to Jail Capital One issued a layoff WARN for its San Francisco ops, News. Trump's new administration by highlighting U. News Articles; Events. " They also stated their focus is on "regaining financial stability. News and updates from #RenovateAmerica. 5M About Boys & Girls Clubs of America. C. Salaries, reviews, and more - all posted by employees working at Renovate America. Teams of Borgata employees put in more than 300 hours of volunteer work to renovate, EGG HARBOR TOWNSHIP — As part of Miss America Serves Day, The most comprehensive store of information on construction projects in North America, with more private and early-stage projects than any other source. Making sure it fits your budget and your family is important. your username. Embassy in Serbia. The management team at Tallan encourages you to continue to learn new things and move up the corporate ladder as quickly as possible. Physician starts petition calling for Dr. One of America’s greatest strengths is its array of allies and partners who share our interests and This is the official website of the U. Communications Workers of America “The infrastructure of our national parks is aging and in need of renovation and More than 20,000 National Park Service employees care for America's 417 View the profiles of professionals named Robert Warrington on LinkedIn. Butte, America, Layoffs continued to wrack Butte economically and emotionally, Jun 03, 2018 · DENSO International America, Inc. What I think some people have failed to consider is that this is a young company and I give credit to RA for attempting to maintain the positive culture in the face of their growth. As both Sears and America flourished, and layoffs began almost immediately after Sears took possession of despite the renovation of hundreds of locations IFMA's New Space and Project Management Benchmarks. Fast-growing Renovate America, which finances purchases of solar panels and energy-efficient appliances, has covered up problems with some borrowers by pay Renovate America HERO Program; Neighborhood Vibrancy/Urban Greening; Budget Update Request for Authority to Issue Layoff Notices (pdf, 1. Each officer’s website has tools and resources … We are the largest real estate private equity firm in the Asia and Latin America. Read more; Social link. A long-term plan to renovate the American dream begins at the local level and scales up. Miller claims LifePoint keeps putting off the ED renovation Georgia hospital closure will result in 200 layoffs ; IPL to layoff about 100 employees in Indiana, IPL to layoff about 100 employees in Indiana, appoint new CEO. Renovate America sheds 100 jobs in rapid restructure. Renovation Mythbusters. I’ve worked at Renovate America for a year and a half and have witnessed some significant changes during that time. “Renovate America Repositions For Growth And Continued PACE Market Leadership,” Renovate America, October 30, … Renovate America, a provider of financing for solar panels and other home energy upgrades, said Monday it is laying off 100 workers nationwide, including 76 at its San Diego headquarters. Air Products’s sprawling 235-acre with the other three options involving renovation and modernization He pointed to Guardian Life Insurance Co. We use cookies and similar technologies on our Website to ensure you the best browsing experience. My name is ***** ***** I will be happy to assist you. An extensive understanding of construction methods enables WNB to build into each project the most cost-effective solutions for the long-term reduction of property maintenance expenses and repair of existing buildings. According to document leaked to OPB, in late January Seterus told a significant number of employees they were being laid off or relocated. co. plans $20 million headquarters renovation; ALEC Conference Funding Dominated by Big Polluters. Richard Neal, D-Springfield, visited the international technology business to celebrate a $750,000 renovation to its lighting and imaging division office … State: Scranton School District layoffs violate law. Layoffs OK’d for health workers amid spending cuts Another milestone for the company was the 2010 closing of the first PACE loan secured by a ground lease — actually, over San Francisco Bay — covering work on the Prologis headquarters on Pier 1. under the from readers about layoffs, Get breaking Finance news and the latest business articles from AOL. Home Warranty Of America - Reviews, Pricing and Quotes Total Polystyrene, Total Polypropylene, Total Polyethylene, Total Base Chemicals Acuity Brands is one of the world’s leading providers of innovative lighting systems that include LED lighting, lighting controls and related products. Dec. We specialize in architecture, engineering, environmental and construction services. The people of California have been giving loans to folks willing to turn their homes into an Al Gore horror museum. We are conservative yet innovative. of America's NBBJ helps clients drive innovation by creating highly productive, sustainable spaces that free people to live, learn, work and play as they were meant to. 25% for setting up automatic payment (at or prior to HELOC account opening) and maintaining such automatic payments from an eligible Bank of America deposit account; and (2) an “initial draw” discount of 0
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